Pay over time · soft credit pull
Financing through GoodLeap.
Pre-qualify in under 60 seconds. Soft credit check, no impact to your score. $0 down options on qualifying jobs, payments stretched 5 to 25 years. Built for whole-home generator installs, full rewires, and panel + service upgrades that homeowners want phased over time.
Hayes Electrical partners with GoodLeap for home electrical financing. Pre-qualify online in 60 seconds with a soft credit check (no score impact). Approved customers can stretch payments over 5 to 25 years with $0 down options on qualifying jobs. Common uses in Southwest Louisiana: whole-home standby generators (especially before hurricane season), 200A service upgrades, full rewires on older Lake Charles homes, EV charger + panel-upgrade bundles, and smart-home retrofits. Hayes Electrical is not a lender. GoodLeap makes the credit decision and sets the terms.
Three steps to a fixed payment.
No fine print on the front end. You see the rate before you commit, GoodLeap pulls a soft credit check, and the loan funds direct to the work.
We scope the work
Dorian or a Hayes electrician walks the property, writes the scope, and prices the install in writing. You have the real number before any application.
Pre-qualify with GoodLeap
Open the GoodLeap form, fill in the basics, get a rate in about a minute. Soft credit pull, no impact to your score. You see the term and the monthly before you decide.
We install on the funded budget
Sign the loan terms with GoodLeap, we schedule the work, and the loan funds the install. You pay GoodLeap, not us. Lifetime Craftsmanship Guarantee still applies.
Spread the cost over time.
Pre-qualify through GoodLeap in under 60 seconds. Soft credit check, no impact to your score.
- $0 down options on qualifying jobs
- Low monthly payments stretched over 5 to 25 years
- Soft credit pull only, no impact to your score
Financing through our partner GoodLeap. Loan terms, APR, and approval subject to underwriting and product. Not all applicants qualify. Hayes Electrical is not a lender and does not make credit decisions.
Jobs SWLA homeowners finance most.
Anything we install can be financed through GoodLeap if you qualify. These are the jobs homeowners ask us about most.
Common questions about financing
Will applying hurt my credit score?
No. GoodLeap runs a soft credit pull for pre-qualification, which does not show up on your credit report and does not change your score. A hard pull only happens if you accept the loan terms and move forward, the same way it would for any major credit application.
What credit score do I need to qualify?
GoodLeap underwrites their own loans and does not publish a fixed minimum, but most approved customers in Southwest Louisiana fall in the mid-600s and above. The application takes a minute and you will see the answer before you decide.
What is the interest rate?
GoodLeap sets the rate based on the loan term, your credit profile, and the product type. The rate is shown on the pre-qualification offer before you commit. Hayes Electrical does not set or negotiate the rate.
Can I pay it off early?
Most GoodLeap products allow early payoff with no prepayment penalty, but confirm on the loan terms before you sign. Some products have a promotional rate window that ends after a fixed period.
Does Hayes Electrical take the loan money?
No. GoodLeap funds the loan directly into the work once you sign. You pay GoodLeap on the agreed schedule. We bill against the funded amount as the install progresses.
What happens if the install costs more than I borrowed?
You will know the install price in writing before you apply, so this should not come up. If the scope genuinely changes during the work (an open wall reveals a problem, you decide to add a circuit), we quote the change separately for you to decide whether to fund it from your own pocket or open a second loan.
Can I use GoodLeap for emergency electrical repairs?
Technically yes, but the loan approval timeline runs a few days. For an active emergency (smoke, sparks, burning smell, full power loss) call us first at (337) 570-2327. We do the work, then talk financing on the back end if you want it.
Is Hayes Electrical a licensed lender?
No. Hayes Electrical is the electrical contractor. GoodLeap is the lender. We facilitate the application but the credit decision, the loan terms, and the servicing are all GoodLeap. Standard practice for electrical contractors who offer financing.
Ready to see what payment fits?
Pre-qualify through GoodLeap in 60 seconds with a soft credit check, or call us at (337) 570-2327 to talk through the scope first. Either path leads to a written quote and a payment that fits.